Income protection (sick pay) will pay out monthly to an employer if an employee is unable to work due to ill health, for the purpose of providing a salary replacement for the employee during that time.
Prices start from
per member per month
full access to our app, wellbeing partners and rewards
simple, digital administration
designed to be tax-efficient
protect your people
Group income protection provides a monthly payment if an employee is unable to work for the agreed duration, due to long-term illness or injury.
The amount paid is based on a percentage of the employee’s salary, according to the employer’s needs.
The money will be paid to the employer, who will then pay it to the employee after National Insurance and tax deduction, similar to regular wages.
perfect for your team
Sickness costs can be a real burden on employers and employees, and income protection can relieve some of it.
Income protection also includes rehabilitation support, which can help employees get better and go back to work early.
Income protection shows your employees you care about them with a valuable employee benefit that takes away some of their money worries at a difficult time.
built to work for you
Our group income protection is a bespoke product made to suit your company’s needs.
Choice of time when payout starts (after 8, 13, 26, 28, 41 or 52 weeks)
Choice of percentage of salary to cover (up to 80%)
Payout up to 2-5 years or until member reaches the age specified in the policy
Guaranteed cover for all employees (up to the Automatic Acceptance Limit)
no hassle involved
Our group income protection is quick to purchase and simple to use.
Fast quote through our sales team
No medical underwriting forms to complete (unless benefits exceed the Automatic Acceptance Limit)
Hassle-free digital admin. Learn more about our HR experience.
going the extra mile
Our group income protection supports your people and their loved ones when they need it most.
24/7 access to counselling with our Employee Assistance Programme (EAP)
Premiums are paid by employer, with no P11D charge for employees
Vocational Rehabilitation to help your employees get back to work
Access to Doctor on Demand services, including 24/7 virtual GP and prescription for members and their families
Terms and conditions apply.
Our insurance products are underwritten by AIG, one of the biggest insurance companies in the world - so you know your employees are in safe hands.
yulife gives you more for your money’s worth: each one of our policies comes free with our wellbeing app, that rewards your team for caring for their health.